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Pebble

A new chapter in your financial life starts here

Pebble is building a community-driven investing platform for Pakistanis who know they should do something better with their money

Get the inside scoop on what we're building. No spam, we promise.
Building wealth, made simple
The easiest way to start investing
A preview of the Pebble mobile app

Your money isn't sitting still.
It's shrinking.

And that's because of inflation. See what inflation does to your savings.

If I had
back in
What I see in the bank
Rs 500,000
What it really buys today
Rs 108,815
Buying power lost to inflationRs 391,185 (78%)

≈ 1,029 plates of biryani 🍛 — or 2 Honda 70s

over the last 16 years

Disclaimer: This is purely for educational and illustrative purposes, not investment advice.

  • Inflation assumes ~10% average annual rate (source: State Bank of Pakistan).
  • Gold uses 24K year-average rates (source: Karachi Sarafa Association).

That's why we're building Pebble

Pebble is our answer to every financial struggle we face on a daily basis

Khurram Adhami, founder of Pebble, standing with his arms folded in front of snow-covered mountains
Trust me, I couldn't find a better picture

My journey into personal finance and investing started with a simple question I asked back in October 2018: “Why are some people financially happy while most of us struggle with our finances?” That question led me down a path of understanding money, not just the numbers, but the emotions, habits, and behaviors that shape our financial lives.

I've made plenty of mistakes and learned many lessons the hard way. Along the way, I realized that lasting change rarely comes from big decisions. More often, it comes from small habits repeated consistently over time. That's what Pebble is built around.

The soul of Pebble is to help people who feel stressed, anxious, or behind when it comes to money. We want to help people become more confident and intentional with their finances, one small step at a time. That's why Pebble exists.

Khurram AdhamiCo-founder, Pebble

Starting is the hardest part. So that's the part we're fixing.

We understand why people don't start. We've been there too. That's why we're building it around you.

  • Designed for beginners

    Investing shouldn't feel like learning a new language. That's why we keep things simple and leave jargon at the door.

  • Digital-first

    Pebble is built for real people, with a clean, straightforward experience that gets out of your way.

  • Learn first, buy later

    We help you learn the fundamentals, understand the whole picture and build confidence before investing.

  • Fully licensed soon

    We're in the process of becoming a licensed PMEX broker to provide you with top-notch trust and credibility.

  • Start with the lowest

    Start buying physically-backed gold with as little as 0.1 gram (yes, you read that right!).

The simplest way to start owning gold.

Pebble helps you invest in physically-backed gold, digitally, right from your phone

  1. 1

    Real, physical gold

    Every rupee buys actual gold, not just a number on a screen.

  2. 2

    Held by PMEX, not by us

    Your gold is stored with Pakistan's regulated commodities exchange and registered in your name.

  3. 3

    Cash out when you need it

    Sell in a tap at the live market rate, straight back to your bank.

  4. 4

    Learn as you go

    Simple lessons at every step, so you always understand what you own.

  5. 5

    Built to keep you going

    Streaks, milestones, and goals that fill up, so showing up becomes the easy part.

A preview of the Pebble mobile app

Everything we wish someone had taught us.

A growing library of lessons on saving, budgeting, inflation, personal finance, money psychology and everything in between

Read the blog

The questions we'd ask too.

Pebble is a simple app for Pakistanis who want to start investing but never knew where to begin. We're starting with digital gold: real gold you can buy in small amounts, right from your phone. We're in the pre-launch phase for now.

See all FAQs

Come build this with us

Pebble's just getting started, and there's room for you in it. Join the waitlist and help us build it right.

Free to join. No spam, we promise.